OS Money

April 2026

What 10 Million Loan Applications Reveal About India's Credit Evolution

A data-driven analysis of how India's borrowing patterns are shifting — from informal to digital, from opaque to transparent, from lender-centric to…

Apr 22 • OS Money

The Loan Journey Is Broken. We’ve Spent Two Years Fixing It.

Why GoCredit exists — and what we’ve already built.

Apr 9 • OS Money

March 2026

India's First AI That Tells You Exactly How to Fix Your Credit Score

Introducing BASIC — the framework we built at Tara Labs AI to predict, simulate, and improve credit scores for Indian consumers. A first of its kind for…

Mar 17 • OS Money

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February 2026

AI Chat Will Become the Front Door to Your Financial Life. Here's What That Actually Means.

The Money Stack | OS Money by TARA AI Labs

Feb 23 • OS Money

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# Your Bank Rejected You. Three Apps Approved You in 10 Minutes. Here's Why. The Money Stack | OS Money by TARA AI Labs

Rahul is 27.

Feb 22 • OS Money

Algorithmic Fairness in Indian Credit Markets

Analysing Bias in Traditional Scoring vs Alternative Data Models in Short-Term Personal Loans

Feb 20 • OS Money

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July 2025

The Genius Play: How the U.S. Turned Stablecoins Into Digital Debt Rails

Why the U.S. keeps winning in the financial future — and why China, India, and others are decades behind

Jul 27, 2025 • OS Money

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